Investing Privacy Notice for California Residents
Last Revised: June 29, 2020
Introduction
This notice ("Privacy Notice") addresses the specific disclosure requirements under the California
Consumer
Privacy Act of 2018 (Cal. Civ. Code §§ 1798.100–1798.199) and the California Consumer Privacy Act Regulation
by the
Attorney General (collectively, "CCPA”). Any terms defined in the CCPA have the same meaning when used
in this
Privacy Notice.
Fusion Media Limited (“we”, "us", "our" or the "Company") provides disclosures
for the 12
months preceding the date the Privacy Notice was last revised, as required by the CCPA vis-à-vis California
residents.
This Privacy Notice outlines our practices with respect to the information we collect from you when you use
the
investing website (www.investing.com) and mobile app
("Service"), the manners in which we use such information and the choices available for you.
By accessing, downloading or using our Service, you acknowledge that you have read and understood the terms
of this
Privacy Notice. If you disagree to any term provided herein, please do not install or use the Service.
In addition to this policy, please also review our Privacy Policy and Terms and
Conditions, which
this Privacy Notice is incorporated thereto by reference, along with such other policies of which you may be
notified
of by us from time to time.
In our Privacy Notice, you will learn about:
- What Information We Process
- Sources of Personal Information
- Business/Commercial Purpose for Collection
- Sharing Personal Information
- Selling Personal Information
- User Rights Under the CCPA
- Non Discrimination
- Do Not Track Signals
- Record Keeping
- Children's Information
- Updates or Amendments to the Privacy Notice
- How to Contact Us
If you have a visual disability, you may be able to use a screen reader or other text-to-speech or
text-to-Braille
tool to review the contents of this Privacy Notice.
What Information We Process?
We may collect and process certain information that identifies an individual or may with reasonable effort
identify
an individual (“Personal Information”). We treat information that is specifically connected or linked
to any
Personal
Information – as long as such connection or linkage exists – as Personal Information.
We may also disclose Personal Information we have collected with our service providers for a business purpose
(as
further detailed in “Business/Commercial Purpose for Collection” section below), subject to a contract that
describes
the purpose and restricts the use of Personal Information disclosed, or with other third parties for a
commercial
purpose, which may be considered a sale under the CCPA, as detailed in the following chart:
In the 12 preceding months, we have collected, disclosed and/or sold the following categories of Personal
Information:
| Category of Personal Information Collected |
Personal Information Collected |
Categories of service providers to whom Personal Information was disclosed |
Categories of third parties to whom Personal Information was sold |
| Identifiers |
Full name, email address, physical address, IP, social media credentials and identifiers |
Affiliate Companies
Ad networks
Data analytics providers
Email and cloud providers
Auditors and advisors
Other users
|
Ad networks
Data analytics providers
|
| Personal Information Categories listed in the California Customer Records Statute (Cal. Civ.
Code §
1798.80(e))
|
Telephone number |
Affiliate Companies
Email and cloud providers
Auditors and advisors
|
|
| Protected classification characteristics under California or federal law |
Date of birth |
Affiliate Companies
Data analytics providers
Email and cloud providers
Auditors and advisors
|
|
| Internet or Other Electronic Network Activity Information |
Browsing history, search history, information on a consumer’s interaction with a website,
application,
or advertisement.
|
Affiliate Companies
Ad networks
Data analytics providers
Email and cloud providers
Auditors and advisors
|
Ad networks
Data analytics providers
|
| Geolocation Data |
Approximate geolocation |
Affiliate Companies
Ad networks
Data analytics providers
Email and cloud providers
Auditors and advisors
|
Data analytics providers |
We may share or transfer Personal Information to third parties as assets that are part of a merger,
acquisition,
bankruptcy or other transaction in which the third party assumes control of all or part of the Company. Such
transfer
will be handled according to the requirement of the CCPA and shall not be regarded as a sale of Personal
Information
under the CCPA.
Sources of Personal Information
In the 12 preceding months, we have collected the above-mentioned categories of Personal Information from the
following categories of sources:
- Consumer directly;
- Advertising networks;
- Data analytics providers;
- Operating Systems;
- Social Networks;
Business/Commercial Purpose for Collection
Company only collects and processes Personal Information in a way that is compatible with and relevant for
the
purpose for which it was collected or authorized. As a general matter, for all categories of data we collect,
we may
use the information we collect (including Personal Information, to the extent applicable) to:
- provide, operate, maintain, improve, and promote the Service;
- enable you to access and use the Service;
- send transactional messages, including responses to your comments, questions, and requests; provide
customer
service and support; and send you technical notices, updates, security alerts, and support and
administrative
messages;
- send commercial communications, in accordance with your communication preferences, such as providing you
with
information about products and services, features, surveys, newsletters, offers, promotions and events
about us
and our partners; and send other news or information about us and our partners.
- monitor and analyze trends, usage, and activities in connection with the Service and for marketing or
advertising purposes;
- comply with legal obligations as well as to investigate and prevent fraudulent transactions,
unauthorized access
to the Services, and other illegal activities;
- personalize the Service, including by providing features, content or ads that match your interests and
preferences; and
- process for other purposes for which we obtain your consent.
User Rights under the CCPA
The CCPA provides consumers with specific rights regarding their Personal Information. This section describes
your
CCPA rights and explains how to exercise those rights.
Access to Personal Information
You may request, up to two times each year, that we disclose to you the categories and specific pieces of
Personal
Information that we have collected about you, the categories of sources from which your Personal Information
is
collected, the business or commercial purpose for collecting your Personal Information, the categories of
Personal
Information that we disclosed for a business purpose, any categories of Personal Information about you that
we sold,
the categories of third-parties with whom we have shared your Personal Information, and the business or
commercial
purpose for selling your Personal Information, if applicable.
Deletion Requests
You have the right to request that we delete any Personal Information collected from you and retained, unless
an
exception applies.
Once we receive and confirm your verifiable consumer request, we will delete (and direct our service
providers,
subcontractors, and consultants to delete) your Personal Information, unless an exception applies.
Right to Opt-Out of the Sale of Personal Information
In the event that we sell your Personal Information, you have the right to submit a request to opt-out of the
sale of
your Personal Information. You may change your decision at any time and permit us to sell your Personal
Information.
If you do not want us to sell your Personal Information to third parties, please click here.
After you opt-out, we may continue to share some Personal Information with our partners (who will function as
our
service providers in such instance) to help us perform business-related functions such as, but not limited
to,
providing the Service, ensuring that the Service is working correctly and securely, providing aggregate
statistics
and analytics and/or preventing fraud. If you access our Service from other devices or browsers, visit the
links
below from those devices or browsers to ensure your choice applies to the Personal Information collected when
you use
those devices or browsers.
Additionally, although clicking the “Do Not Sell My Personal Information” link will opt you out of the sale
of your
Personal Information for advertising purposes, it will not opt you out of the use of previously collected and
sold
Personal or all interest-based advertising. If you would like more information about how to opt-out of
interest-based
advertising in desktop and mobile browsers on a particular device, please visit http://optout.aboutads.info/#/ and
http://optout.networkadvertising.org/#.
You may
also download the AppChoices app at
http://www.aboutads.info/appchoices to
opt-out in
connection with mobile apps, or use the platform controls on your
mobile device to opt-out.
Exercising Your Rights
You can exercise your rights (such as access and deletion) by submitting a verifiable consumer request to our
email
address: dpofficer@fusionmedialtd.com or to our physical
address in
the "How to Contact Us" section below.
Only you or a person authorized to act on your behalf may make a consumer request related to your Personal
Information.
The request must:
- Provide sufficient information to allow us to reasonably verify you are the person about whom we
collected
Personal Information or an authorized representative.
- Describe your request with sufficient details to allow us to properly understand, evaluate, and respond
to it.
- We cannot respond to your request or provide you with Personal Information if we cannot verify your
identity or
authority to make the request and confirm the Personal Information relates to you. Making a verifiable
consumer
request does not require you to create an account with us. We will only use Personal Information
provided in a
verifiable consumer request to verify the requestor's identity or authority to make the request. We will
only
use Personal Information provided in a verifiable consumer request to verify the requestor's identity or
authority to make the request.
You may only request a copy of your data twice within a 12-month period.
If you have any general questions about the Personal Information that we collect about you how we use it,
please
contact us at dpofficer@fusionmedialtd.com.
Response Timing and Format
Our goal is to respond to a verifiable consumer request within 45 days of its receipt. If we require more
time, we
will inform you of the reason and extension period in writing within the first 45 days' period. We will
deliver our
written response, by mail or electronically, at your option. Any disclosures we provide will cover only the
12-month
period preceding the request. If reasonably possible, we will provide your Personal Information in a format
that is
readily useable and should allow you to transmit the information without hindrance.
We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive,
repetitive,
or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that
decision
and provide you with a cost estimate before completing your request.
In case of rejection, the response we provide will explain the reasons for which we cannot comply with your
request.
Please note that these CCPA rights are not absolute and requests are subject to any applicable legal
requirements,
including legal and ethical reporting or document retention obligations.
Designating Agents
You can designate an authorized agent to make a request under the CCPA on your behalf if:
- The authorized agent is a natural person or a business entity registered with the Secretary of State of
California; and
- You sign a written declaration that you authorize the authorized agent to act on your behalf.
If you use an authorized agent to submit a request to exercise your right to know or your right to request
deletion,
please mail a certified copy of your written declaration authorizing the authorized agent to act on your
behalf using
the contact information below.
If you provide an authorized agent with power of attorney pursuant to Probate Code sections 4000 to 4465, it
may not
be necessary to perform these steps and we will respond to any request from such authorized agent in
accordance with
the CCPA.
Non-Discrimination
You have a right not to receive discriminatory treatment for exercising your privacy rights under the
CCPA.
Unless permitted by the CCPA, we will not:
- Deny you goods or services.
- Charge you different prices or rates for goods or services, including through granting discounts or
other
benefits, or imposing penalties.
- Provide you a different level or quality of goods or services.
- Suggest that you may receive a different price or rate for goods or services or a different level or
quality of
goods or services.
Record Keeping
We will maintain records of consumer requests made pursuant to the CCPA and our responses to said requests
for a
minimum period of 24 months. Such information will be used for any other purpose other than records keeping
requirements under the CCPA or other legal requirements such as law, court order, subpoena, warrant or other
legal
judicial process.
Below are metrics about the number of requests we received and the median number of days it took us to
respond to
such requests:
| Type of Request |
Number of Requests |
Median Number of Days to Respond |
| Right to Know |
|
|
| Right to Delete |
|
|
| Right to Opt-Out of a Sale |
|
|
Children's Information
Our Service is not intended for minors below the age of 16 years or otherwise below the legal age for
providing
consent that is not subject to authorization by the holder of parental responsibility, in accordance with the
laws in
the jurisdiction your reside (“Age of Consent”), and we will not knowingly collect Personal
Information from
children. If we become aware that a user is under the age of Age of Consent, we will remove their information
from
our files. We reserve the right to request proof of age at any stage so that we can verify that children are
not
using the Service.
Updates or Amendments to the Privacy Notice
We reserve the right to change this Privacy Notice at any time, so please re-visit this page frequently. We
will
provide notice of substantial changes of this Privacy Notice on the Service and/or we will send you an e-mail
regarding such changes to the e-mail address that you volunteered. Such substantial changes will take effect
seven
(7) days after such notice was provided on any of the above-mentioned methods. Otherwise, all other changes
to this
Privacy Notice are effective as of the stated “Last Revised” date, and your continued use of the Service
after the
Last Revised date will constitute acceptance of, and agreement to be bound by, those changes.
How to Contact Us
If you have any questions (or comments) concerning this Privacy Notice, you are welcome to contact our Data
Protection Officer here: dpofficer@fusionmedialtd.com or
through
the following contact details:
Fusion Media Limited
Attn: Data Protection Officer
OMC Chambers
Wickhams Cay 1
Road Town,
Tortola,
British Virgin Islands
We will make an effort to reply within a reasonable timeframe. Please feel free to reach out to us at any
time.